Crypto.com Onchain is the platform’s blockchain infrastructure built to power seamless crypto transfers, low-fee transactions, and real-time DeFi access. It’s part of the Cronos ecosystem and lets users move assets without relying on centralized systems.
By integrating smart contracts and fast settlement, Onchain helps traders and investors interact with crypto apps, stake tokens, or transfer funds directly between wallets.
It’s designed for everyday users looking for cheaper, faster, and more flexible ways to use crypto across DeFi, NFTs, and dApps.
How to Set Up & Use Crypto.com Onchain
Setting up Crypto.com Onchain starts with downloading the Crypto.com DeFi Wallet or using the Cronos network. Here are the standout features to know:
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Easy Wallet Setup with DeFi Wallet App
Setting up Crypto.com Onchain starts by creating a wallet in the Crypto.com DeFi Wallet app. This process is beginner-friendly but still gives you full control over your assets.
Here’s what the setup process involves:
Simple onboarding flow: The app walks you through creating a wallet with clear, step-by-step instructions.
Seed phrase backup: You are given a 12-word recovery phrase immediately after wallet creation—back it up securely.
Biometric authentication option: Add Face ID or fingerprint security for faster and safer wallet access.
Because you control your wallet keys from day one, you're fully responsible for security. As a result, setting up the DeFi Wallet properly is a critical first step before using Onchain features.
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Direct Wallet-to-Wallet Transfers
Crypto.com Onchain makes it easy to transfer crypto directly between wallets without involving a centralized exchange. This gives you full ownership of your crypto and adds more privacy to every transaction.
Here’s what you can do with wallet-to-wallet transfers:
Send crypto instantly: Move CRO, USDC, or other supported tokens quickly and cheaply via the Cronos chain.
Skip identity checks: No KYC or account verification is required to send or receive funds.
Control your keys: You remain the sole custodian of your private keys and funds at all times.
This is ideal for users who want speed, low fees, and full control over their crypto. As a result, it’s a preferred option for peer-to-peer payments and decentralized fund management.
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Integration with DeFi DApps
Crypto.com Onchain is designed to work seamlessly with decentralized applications (dApps) across the Cronos ecosystem. It helps users tap into DeFi features like staking, lending, and yield farming directly from their wallet.
Here’s how it connects with DeFi:
Built-in dApp browser: Access apps like VVS Finance or Tectonic without leaving your DeFi Wallet.
Stake and earn: Participate in DeFi staking pools using tokens like CRO and USDC.
Multi-chain support: Interact with dApps across Cronos, Ethereum, and Cosmos networks.
This feature is especially useful for investors seeking onchain rewards. Therefore, you can unlock DeFi opportunities without relying on centralized platforms.
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Onchain NFT Management
The DeFi Wallet on Crypto.com Onchain supports NFT storage, viewing, and transfers, all in one place. It’s great for collectors and creators looking for flexibility across multiple chains.
Here’s how Onchain handles NFTs:
Import or mint NFTs: Manage digital assets from Cronos or compatible blockchains.
Send and receive easily: Transfer NFTs to marketplaces or friends with just a few taps.
Track NFT collections: View and organize your NFTs by category or project.
Because it’s fully non-custodial, your NFTs stay in your control. As a result, you’re free to buy, sell, and manage them without extra fees or risk.
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Crypto Earn & Yield Features
Crypto.com Onchain lets you earn passive income from your tokens through DeFi yield tools. You can do this directly from the wallet without handing over control of your assets.
Here’s how you can earn:
Stake CRO and more: Earn rewards by staking tokens in DeFi protocols.
Provide liquidity: Join pools in apps like Ferro or VVS Finance to earn yield.
Track performance easily: Monitor your ROI and adjust your positions in real time.
This is perfect for long-term holders looking to grow their crypto. As a result, your funds stay active without ever leaving your wallet.
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Cronos Bridge for Cross-Chain Transfers
The Cronos Bridge helps users move tokens between Ethereum and Cronos efficiently. This gives traders and DeFi users more flexibility when shifting assets between ecosystems.
Here’s how the bridge works:
Swap across chains: Transfer assets like USDC or ETH from Ethereum to Cronos in a few steps.
Save on fees: Cronos gas fees are much lower compared to Ethereum.
Use more dApps: Bring tokens into Cronos to access apps not available on other chains.
The bridge lowers the barrier to entering the Cronos ecosystem. As a result, you can use assets from major chains without losing time or paying high costs.
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Custom Gas Fee Settings
Crypto.com Onchain allows users to customize gas fees for faster or more affordable transactions. This is especially helpful during network congestion or when speed matters.
Here’s how custom fee settings improve flexibility:
Choose your priority: Select low, medium, or high fees based on how fast you want your transaction confirmed.
Save during off-peak times: Reduce costs by setting lower fees when the network isn’t busy.
Estimate in real time: See fee estimates in USD before confirming a transaction.
This feature empowers users to control their costs without compromising performance. As a result, it supports both high-frequency traders and casual investors alike.
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WalletConnect Support for dApps
Crypto.com Onchain supports WalletConnect, which lets you securely connect your DeFi Wallet to thousands of dApps. This means you’re not limited to just the built-in browser.
Here’s how WalletConnect enhances usability:
Scan & connect instantly: Use a QR code to link your wallet to supported dApps like Aave or OpenSea.
Secure authorization: You approve each transaction manually, so nothing moves without your consent.
Multichain access: Connect with Ethereum, BNB Chain, Cronos, and more via WalletConnect.
This opens up the entire Web3 ecosystem for your wallet. Therefore, it’s perfect for users who use multiple DeFi platforms or marketplaces.
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Built-In Token Swap
Crypto.com Onchain includes a built-in swap tool so users can exchange one token for another without using a centralized exchange. It pulls rates from decentralized liquidity pools like VVS Finance.
Here’s what the token swap tool enables:
One-click swaps: Quickly trade CRO, USDC, ETH, and more without needing an external app.
Live rate comparison: Get competitive prices across different liquidity sources.
No KYC or withdrawal delays: Keep everything inside your DeFi Wallet.
It’s ideal for active traders or users rebalancing their portfolio. As a result, you can swap assets efficiently while staying fully onchain.
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Secure Seed Phrase Backup & Recovery
The DeFi Wallet used for Crypto.com Onchain encourages strong wallet security through seed phrase storage and recovery tools. This helps protect against device loss or app reinstallations.
Here’s how you can secure your access:
Generate a 12-word seed phrase: Store this offline during setup for future recovery.
Use biometric locks: Add face or fingerprint authentication for app-level access.
Restore from backup: Recover your full wallet by entering your seed on a new device.
Because Onchain wallets are non-custodial, your backup is your responsibility. As a result, having proper recovery tools is critical for long-term security.
Common Mistakes to Avoid When Using Crypto.com Onchain
It’s easy to get started with Crypto.com Onchain, but some small mistakes can cost you time, money, or security.
Skipping the seed phrase backup: If you don’t write it down securely, you could lose access to your wallet permanently.
Using high gas fees unnecessarily: Always adjust fees manually during low-traffic times to save money.
Sending to the wrong chain: Double-check whether you’re on Cronos, Ethereum, or another network before transferring assets.
Ignoring dApp permissions: Some dApps ask for unlimited access — always review and revoke unnecessary approvals.
Forgetting WalletConnect disconnects: Always disconnect when you're done using a dApp to avoid background access.
By avoiding these common slip-ups, you can protect your crypto and use Onchain tools more effectively. Smart habits go a long way in crypto.
FAQ
Yes, you can also use browser extensions or third-party wallets like MetaMask with the Cronos network, but the DeFi Wallet offers native support.
Yes, you can connect hardware wallets like Ledger for added security when interacting with dApps or managing large balances on Cronos.
You can view a full list on Cronos’ block explorer or DeFi Wallet interface, where supported assets are labeled and searchable.
Yes, you can participate in yield farming through integrated dApps like VVS Finance directly from your wallet.
Once confirmed, Onchain transactions are final. However, if it's pending, you may be able to speed it up or replace it with a higher gas fee.
Only connect to verified and reviewed dApps—check reviews on platforms like DeFiLlama or Cronos ecosystem pages.
Currently, the Cronos Bridge supports Ethereum and Cosmos chains, with plans to expand. Always check available routes before bridging.
Yes, many wallets now support setting custom limits when approving dApps. This reduces risk if a dApp is compromised.
As long as you backed up your 12-word seed phrase, you can restore your wallet on a new device using the same phrase.
Yes, the DeFi Wallet app supports managing multiple wallets. You can switch between them anytime inside the app settings.
